Under the guise of making health insurance more affordable for small businesses and their employees, a big-business coalition led in part by the U.S. Chamber of Commerce is pushing legislation that would create a major healthcare loophole. The misnamed "Small Business Health Fairness Act" would create a new type of federal health insurance called Association Health Plans that would be exempt from over 1,000 state consumer protection laws.
These new insurance plans would not only be able to refuse to cover services that your state requires all other insurers to cover, they would also be allowed to raise your rates at any time and would not be required to keep enough money in the bank to actually pay your bills.
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